{"id":9036,"date":"2022-02-28T19:33:23","date_gmt":"2022-02-28T18:33:23","guid":{"rendered":"https:\/\/www.leaderia.com\/?p=9036"},"modified":"2025-02-28T19:39:41","modified_gmt":"2025-02-28T18:39:41","slug":"how-to-limit-the-impact-of-the-reimbursement-of-the-pge","status":"publish","type":"post","link":"https:\/\/www.leaderia.com\/en\/news\/management-de-transition-en\/how-to-limit-the-impact-of-the-reimbursement-of-the-pge\/","title":{"rendered":"How to limit the impact of the reimbursement of the PGE?"},"content":{"rendered":"<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Despite the current situation related to the war in Ukraine, the 4-year reimbursement of PGE (State Guaranteed Loans) has started. In this context of rising energy and commodity prices, the Banque de France is however reassuring and estimates that <a href=\"https:\/\/www.latribune.fr\/entreprises-finance\/pge-les-entreprises-qui-ne-peuvent-pas-rembourser-incitees-a-taper-a-la-porte-du-mediateur-du-credit-926934.html#:~:text=D%C3%A9sormais%20les%20entreprises%20doivent%20commencer,de%20crise%20cr%C3%A9%C3%A9%20mi%2D2021\">only 3% of the companies<\/a> concerned will not be solvent.<\/span><\/p>\n<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">For all others, the PGE represents an average of <a href=\"https:\/\/business.lesechos.fr\/entrepreneurs\/gestion-finance\/0702290771347-remboursement-des-pge-allonger-pour-tous-le-delai-de-remboursement-349373.php\">6.25% of annual turnover<\/a>. This increase in business spending particularly affects our sector of activity: agriculture and agri-food.<\/span><\/p>\n<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Different solutions are possible to lighten the reimbursement of the PGE: <\/span><\/p>\n<ul>\n<li class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Renegotiate only the loan to spread it over a longer period, <\/span><\/li>\n<li class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Appeal to the National Mediator of the Banque de France <\/span><\/li>\n<li class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Call on interim management for: <\/span>\n<ul>\n<li class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Restructure and reorganize the business <\/span><\/li>\n<li class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Clean up company finances <\/span><\/li>\n<li class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Have a competent interlocutor vis-\u00e0-vis the creditor.<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Interim management&#8217;s mission is to provide, as a matter of urgency, a concrete and immediately operational solution to restructure the company according to its situation and needs. He is also responsible for ensuring change management, both on a technical and human level. <\/span><\/p>\n<p class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Restructuring makes it possible, on the one hand, to optimize costs and therefore to generate a larger margin allowing the company&#8217;s profits to be kept in balance. On the other hand, this action can also make it possible to develop the growth of the company, without having to lower costs, to preserve jobs and maintain a calm social climate in the company.<\/span><\/p>\n<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">The financial profile transition manager can support the company on various subjects, whether as a replacement for a CFO or to support the teams in place to: <\/span><\/p>\n<ul>\n<li class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Revise growth forecasts <\/span><\/li>\n<li class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Readjust selling or buying prices <\/span><\/li>\n<li class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Secure cash and operating forecasts <\/span><\/li>\n<li class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Ensuring the financial sustainability of the business <\/span><\/li>\n<li class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Use their experience and network to get the banks what the business needs.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p id=\"tw-target-text\" class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Interim management is an interesting solution to support companies in the reimbursement of the PGE, while protecting their cash flow and their social climate. <\/span><\/p>\n<p class=\"tw-data-text tw-text-large tw-ta\" dir=\"ltr\" data-placeholder=\"Traduction\"><span class=\"Y2IQFc\" lang=\"en\">Laurence is at your disposal to implement this system in your company.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Despite the current situation related to the war in Ukraine, the 4-year reimbursement of PGE (State Guaranteed Loans) has started. In this context of rising energy and commodity prices, the Banque de France is however reassuring and estimates that only 3% of the companies concerned will not be solvent. For all others, the PGE represents [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":9035,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"%%post_title%% %%sep%% %%sitetitle%%","_seopress_titles_desc":"Limiting the impact of the reimbursement of the PGE is: restructuring, cleaning up and negotiating with the help of an interim manager","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"none","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"both","_seopress_redirections_param":"","_seopress_redirections_type":301,"_seopress_analysis_target_kw":"","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"inline_featured_image":false,"footnotes":""},"categories":[48],"tags":[],"class_list":["post-9036","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-management-de-transition-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.leaderia.com\/en\/wp-json\/wp\/v2\/posts\/9036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.leaderia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.leaderia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.leaderia.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.leaderia.com\/en\/wp-json\/wp\/v2\/comments?post=9036"}],"version-history":[{"count":1,"href":"https:\/\/www.leaderia.com\/en\/wp-json\/wp\/v2\/posts\/9036\/revisions"}],"predecessor-version":[{"id":9039,"href":"https:\/\/www.leaderia.com\/en\/wp-json\/wp\/v2\/posts\/9036\/revisions\/9039"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.leaderia.com\/en\/wp-json\/wp\/v2\/media\/9035"}],"wp:attachment":[{"href":"https:\/\/www.leaderia.com\/en\/wp-json\/wp\/v2\/media?parent=9036"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.leaderia.com\/en\/wp-json\/wp\/v2\/categories?post=9036"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.leaderia.com\/en\/wp-json\/wp\/v2\/tags?post=9036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}